You vs The Marketing Industry

8 ways to customize your environment for financial success

1. I read personal finance books for a year.

These books include;

  • A Simple Path to Wealth — JL Collins
  • The Richest Man in Babylon- George Samuel Clason
  • The Jewish Phenomenon — Steven Silbige
  • The Financial Diet- Chelsea Fagan & Lauren Ver Hag
  • How Rich People Think- Steve Siebold
  • Atomic Habits- James Clear
  • Rich Dad Poor Dad — Robert Kiyosaki
  • I will Will Teach You To Be Rich — Ramit Sethi

2. Watched and subscribed to YouTube channels. I never missed an episode!

  • The Financial Diet
  • The Dave Ramsey Show
  • Minority Mindset

3. Customized my Twitter feed — I followed people who tweet about money and investing

4. Joined a Telegram channel that posts business news daily

The Kenyan Wallstreet

5. I had a collection of my favourite tweets, book/article highlights on money

This knowledge is an asset to me. It’s one of the things that I have to constantly back up on my phone. I reread them as I commute to and from work.

6. I had money conversations with my friends and mentors.

Having the verbal confidence to speak about money is a superpower; speaking about your biggest financial fears makes them lose power.

7. Listened to podcasts on money

  • The Knowledge Project
  • Women At Work
  • The Naval Podcast

8. I had a money IQ notebook where I wrote all these lessons that I gathered from all the above sources-I still do!

I have a set of questions that I’m using to journal about my money habits on a monthly basis.

Environmental design is powerful not only because it influences how we engage with the world but also because we rarely do it. Most people live in a world others have created for them. But you can alter the spaces where you live and work to increase your exposure to positive cues and reduce your exposure to negative cues. Environment design allows you to take back control and become the architect of your life. Be the designer of your world and not merely the consumer of it.

(Excerpt from James Clear’s Atomic Habits)

When scientists analyze people who appear to have tremendous self-control, it turns out those individuals aren’t all that different from those who are struggling. Instead, “disciplined” people are better at structuring their lives in a way that does not require heroic willpower and self-control. In other words, they spend less time in tempting situations.

I have a friend who has never taken alcohol or smoked cigarettes. Not even weed or other drugs that are often used. At first, I was impressed when he told me about it. Then I dug deeper and learnt that at first, it was because he never got to see the fun in it. He had other ways to have fun. Then when he got married, he decided that he’d never get home past 8 pm as he wanted to make sure he spends time with his kids. If he doesn’t hang out in clubs, or with friends who drink, he has no triggers to drink.



Your voice of reason before you blow all your money this weekend!

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